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Monday, June 29, 2009

Cheap Car Insurance Companies

Cheap Car Insurance Companies

Who hasn’t looked for the cheapest auto insurance company when searching for a new policy? Americans all over the country hope to stumble across the insurer that is going to provide great insurance at the absolute least inexpensive price possible. So the popular question is what is the cheapest auto insurance company? Unfortunately for all of those drivers who have been dedicated in their search, there is no one auto insurer that has been deemed the cheapest and we’ll explain why. But don’t despair! You can still get a great policy at an inexpensive price. It will just take some know-how and a few minutes.

The first step is to use the tool that we provide. It’s a great tool, and no one should search for a new car insurance policy without using it. “What is it? What does this great tool accomplish?” Glad you asked. Our tool will give you the ability to compare a number of quotes provided by different carriers by filling out one easy survey. The survey really is easy and quick because all of it revolves around you, the driver, and the car you wish to insure.

It starts when you enter in your local zip code in the appropriate box on our page. From there, you will need to provide accurate information as we ask things like age, gender, driving history, home residence, and details about your vehicle such as the year, make, model, and estimated miles driven. All of this information will help determine the rates you will pay and the quotes that will be given to you. The tool we provide is operated by a third party company that has developed a good standing relationship with insurers. They are able to make sure each customer gets the lowest price possible to insure their vehicle.

When you have finished entering in your information on our survey, you will then be provided with a list of at least four quotes from reputable companies. The companies are all local, and if you haven’t heard of them before we suggest doing some research on all of the companies that have provided you with quotes. We have more information within our site on how to research these companies, but we’ll go over it quickly here.

Knowing what you want from your insurer is important. If you don’t know what you want, you could wind up with something you don’t like, even though you’re using the cheapest insurance company. Think about things like customer service and how the company allows their agents to perform. Are they understaffed? Do you wait on the phone forever while trying to get information? Do the representatives have manners and treat you with respect? Also, the ability a company has to pay out claims should be considered. How long will they be around? How many days will it take them to pay for the accident? Are they having financial problems? These are only a few ideas to contemplate when choosing your company.

There are a few third party, non-biased companies who evaluate the performance of car insurance companies. They all have Websites that are easily accessed where consumers can find out more about the company in questions. JP Power reviews the insurer’s policy offerings, pricing, billing and payment, the ease of contacting the insurer, and other consumer’s overall experience in working with the company. Each category can receive up to five marks (five being the best). AM Best is another company that evaluates insurance companies, but they focus more on the financial status of the company. They give out grades — much like schools do — to each company. Any company with a rating of a “B+” or higher is considered “Secure” while anything lower deems it to be “Vulnerable.” This research can help when choosing between two or more companies who are offering the same (or close to) prices for a policy.

You might wonder why insurers charge different rates for the same policy. There are a few explanations that we will share with you. You must understand first that insurers only make a profit when they have more money coming into the company than going out. They pay all of their bills, claims, and their employees and then must have something remaining to be considered profitable. If a company begins to pay out more claims than usual and the amount they are paying has increased, they need to offset this by charging their customers more to increase the money coming in. This helps them continue to make a profit despite the higher number of claims filed and paid. The opposite is true as well; when companies aren’t paying out a high number of claims they can afford to keep their rates low for their customers.

Insurance providers also change the rates of their customers individually depending on their most recent policy period. If the driver has demonstrated a lack in safe driving by receiving tickets, accidents, or points on their record, their insurance premium will increase. Any time a driver files a claim, their insurance will definitely increase because the amount of profit the insurer has made has decreased compared to if the driver had not filed a claim. Remember, the company needs to have more money coming in than going out. A customer’s rates will stay the same or slightly decrease when they have demonstrated safe driving within the previous policy periods by not filing any claims or gaining any points on their record.

Also keep in mind that the price of your policy is determined by how much coverage you purchase. Automobile insurance companies will usually offer a variety of choices, but make sure you are getting the exact coverage you want. Compare the policy you desire among a number of companies to find the cheapest insurance company that will suit you best and don’t rely only on the cheapest policy price you find. You’ll want to make sure that in the time of an accident you have the best coverage possible that you can afford.

Again, we offer our comparison tool to everyone at no charge, and there is no obligation to purchase any of the policies either. However, if you find the policy that’s perfect for you, we do invite you to purchase it instantly online. We make finding cheap auto insurance companies easy so anyone can find them and make the most of their savings.

Sunday, June 28, 2009

Michael Jackson's Moonwalker Game

Michael Jackson's Moonwalker Game


The game is essentially an isometric beat-em-up, although Jackson attacks with magic powers instead of physical contact, and has the ability to shoot magic power at enemies instead of getting close enough for a melee attack. A map of the stage is shown before it begins, and after which, Jackson must get from the start to the end without losing all his health, rescuing all the children and defeating all the enemies along the way.
The game can also be played multiplayer; if the cabinet supports it, up to three people can play simultaneously. All three players play as Jackson, dressed in his suit from the "Smooth Criminal" music video. The first player wears a white suit and hat, with a blue shirt; the second player's character dons a scarlet outfit with a black shirt; the third player's character is dressed in black, with a red shirt. The characters all have armbands: red for black outfit, black for red outfit, and blue for white outfit.
Dance Magic: Arguably the most memorable feature, Sega takes the concept of the "smart bomb" or "screen zapper" and changes it to the form of dancing, in a special attack termed "Dance Magic". Once activated, a heavenly spotlight shines on the player, and the player starts to dance several of the high-energy moves that have become Jackson's hallmarks. All of the standard enemies - henchmen, gangsters, guards, robots - start dancing with the player and are destroyed at the end of the dance routine (ostensibly because they cannot keep up with Jackson's dance moves). However, bosses do not dance, but do take a significant amount of damage. Any captive children on-screen at the time Dance Magic is activated are not harmed. There are three different dance routines that may be performed, and the player starts with one to three of these attacks per credit (depending on how the machine is set up).
Bubbles: Part of the peculiarity of this game comes from this unusual power-up. Bubbles the chimpanzee, Michael's real-life pet, appears in each level. Once collected or rescued, the chimp transforms Michael into a robotic version of the pop singer that has the ability to shoot laser bursts and absorb significantly more damage.
[edit]Levels
1. Cavern: This level resembles a subterranean hideout and consists of long corridors with blue doors periodically. It starts with Mr. Big taunting Michael. The enemies consist of suit-wearing henchmen and small robotic mobile gun emplacements. There is no boss.
Background music – "Bad"
2. Amusement Quarter: This level takes place in a nightclub and highly resembles the first level from the console version. Additionally, half of the level takes place outside on a street during daytime. The enemies consist of suit-wearing henchmen, and soldiers. The bosses for this level are two mobile robotic gun emplacements.
Background music – "Smooth Criminal"
3. Night Street: This level is very similar to the outdoor half of the Amusement Quarter, but takes place at night. The gangsters and soldiers again make their appearance in this level, but are joined by many more robots. There are robots that hide under manholes, large conspicuous-looking AT-ST-like robots, and shirtless men who control armored dobermans. Mr. Big confronts Michael in this level, in the form of a laser-shooting hovercraft surrounded by eight floating laser pods.
Background music – "Beat It"
4. Graveyard: In an almost complete departure in theme, this level takes place and has all the common elements of a horror movie graveyard. Enemies consist mostly of zombies and ghosts. The boss is yet another Mr. Big contraption; a large stationary three-tubed ghost generator.
Background music – "Another Part of Me", although one would logically think that "Thriller" would be more appropriate given the setting of the level. However, Thriller is used as the music for the Dance Magic attack in that level.
5. Evil Fortress: This level takes place on Mr. Big's fortress on the moon, where he is preparing to fire a large laser cannon. Almost the entire level takes place on a rising elevator, where wave after wave of enemies appear. The last boss is Mr. Big piloting a large mechanical spider.
Background music – a reprise of "Bad"


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